Pharma & Life Sciences

Every chargeback
traces to a contract.
Or it gets rejected.

Expert advisory and technology for pharmaceutical manufacturers navigating 340B, chargebacks, and GPO compliance. We validate every claim in real time before payment, detect duplicate discounts, and settle to your ERP — deployed inside your infrastructure, not ours.

EDI 844/867/849 native HRSA OPAIS sync Private deployment 3–4 week Phase 1
elite.contractone.app/contracts/active
ELITE › Active Contracts & Pricing
2,184 active · Last sync 12 min ago
847
Active 340B
▲ +14 QoQ
612
GPO Members
▲ +8 QoQ
19
Wholesalers
▲ +1 QoQ
706
Ship-and-Debit
▲ +23 QoQ
Customer / EntityProgramStatus
St. Marian Health System
HRSA ID 270089400
340B ● Live
Cardinal · DEA 7841
Wholesaler
Wholesaler ● Live
Premier Inc. — Class A
GPO
GPO ● Live
Vizient — Acute Network
GPO
GPO ◐ Renewal review
McKesson Specialty
Ship-and-Debit
Ship-and-Debit ● Live
AmerisourceBergen · DEA 7912
Wholesaler
Wholesaler ● Live
Every active contract — 340B, GPO, wholesaler, ship-and-debit — in one library. The negotiated price queryable by every downstream system.
$81.4B
340B program drug purchases in 2024 — growing 23% YoY, 5× faster than overall pharma revenue (HRSA / Drug Channels)
8–20%
Distribution margin lost to chargeback errors, duplicate discounts, and unvalidated overbilling annually
+78%
HRSA audit volume increase YoY in 2025 — 356 projected audits vs ~200 historically. Trending up in 2026.
2.1 days
Average chargeback cycle with automated reconciliation — down from 18 days. 89% auto-validated at ingest.
Why now

Three things changed in 18 months.

The 340B regulatory landscape moved substantially since mid-2024. Here's the current state, accurate as of Q2 2026 — and what it means for your compliance posture.

340B Timeline — The events that created this moment
Aug 2025
HRSA approved an 8-manufacturer 340B Rebate Model Pilot, effective Jan 1, 2026. All 8 manufacturers selected Beacon (BRG) as the rebate processing platform. The rebate model looked imminent.
Dec 29, 2025
Judge Walker granted a nationwide preliminary injunction halting the rebate pilot. Jan 7, 2026: First Circuit denied the government's stay request.
Feb 10, 2026
District court formally vacated the rebate pilot and remanded back to HRSA. Critical No rebate model is in effect. Covered entities receive upfront 340B discounts. Chargebacks are the only operational reality — for the foreseeable future. (Sources: Quarles Law Firm, RWC-340B, Sidley Austin Year in Review)
Jan 1, 2026
IRA Maximum Fair Price × 340B nonduplication went into effect for the first 10 negotiated drugs. New mandate CMS will not deduplicate through the Medicare Transaction Facilitator — the deduplication burden is on the manufacturer. A brand-new compliance obligation that didn't exist in your 2025 process. (CMS implementation guidance; IQVIA Oct 2025)
2025–2026
HRSA projected 356 audits for full-year 2025 — up 78% YoY — and has explicitly indicated plans to increase volume and complexity further in 2026. OPAIS errors remain the #1 finding. Duplicate-discount finding rate is rising again after a multi-year decline. (AHA June 2025; Pharmacy Times)

"Manufacturers tried the rebate model. Court vacated it. The path forward is chargebacks — with even more uncertainty about whether and when the rebate model returns. Nobody can plan their compliance architecture around the assumption that rebates are coming soon. They have to invest in chargeback validation now."

Our Approach

Three disciplines. One revenue cycle.

Three buyers inside the manufacturer. Three problems that have to work as one system. Each discipline stands alone — together they cover the full pharma revenue cycle from allocation to settlement.

Practice 01

Allocation & Forecasting

Channel demand forecasting per distributor. 340B-eligible allocation modeling. Distributor scorecards — which channels handle 340B cleanly, which don't. Tracking deviation between allocated and actual sales.

Commercial leaders & channel operations
Practice 02

Contract & Pricing Architecture

Active 340B, GPO, wholesaler, and ship-and-debit contracts as structured data — queryable by every downstream system. Negotiated terms authored once, propagated automatically to quoting, fulfillment, claims, and ERP. Contract is the source of truth.

Commercial ops, finance & legal
Practice 03

Channel Compliance & Claims

EDI 844/867/849 ingestion. 11-rule validation engine — chargeback validated against live contract eligibility, HRSA OPAIS, and Medicaid SDUD before payment. Auto-settle or route for review. SAP posting with audit trail on every line.

Channel finance & compliance
Practice 03 in action

Chargeback Reconciliation Console

Wholesaler chargebacks arrive via EDI 844. Each line is matched against active contracts, validated for duplicate-discount risk, and auto-settled or routed for review — with the contract trace on every decision.

elite.claimone.app/chargebacks/queue
CLAIMONE™ › Chargeback Reconciliation
Queue: 1,247 · Auto-validated: 89% · Avg cycle 2.1 days (was 18d)
1,110
Auto-validated · 89%
112
Flagged for review
25
Rejected · no match
2.1d
Avg cycle (was 18d)
Auto-validated · ready to settle
CB-WD-2026-094217
✓ AUTO-VALIDATED
McKesson Specialty · S&D claim · 240 units
Contract trace → CN-2026-0294 (McKesson S&D) · Rule 2.1 satisfied · No 340B overlap detected
CB-WD-2026-094218
✓ AUTO-VALIDATED
Cardinal · Premier GPO chargeback · 1,840 units
Contract trace → CN-2026-0117 (Premier Class A) · Eligibility verified · 12% admin fee captured
CB-WD-2026-094219
✓ AUTO-VALIDATED
AmerisourceBergen · S&D claim · 840 units
Contract trace → CN-2026-0233 · 17% discount confirmed · Customer eligible
Flagged & blocked · review required
CB-WD-2026-094221
◐ DUPLICATE-DISCOUNT RISK
St. Marian H.S. · 340B claim · 120 units
FLAG: Same dispense ID detected on Medicaid Drug Rebate file (May 02). Hold for covered-entity attestation.
CB-WD-2026-094222
◐ CONTRACT EXPIRING
Memorial Cancer Inst. · 340B claim · 85 units
Contract CN-2026-0089 expires in 38 days. Settling OK. Renewal flagged to commercial.
CB-WD-2026-094223
✕ NO CONTRACT MATCH
Northshore Medical · 340B claim · 60 units
BLOCK: No active 340B contract found for HRSA ID. Claim rejected. Distributor notified.
Auto-validated claims settle in days. Flagged claims route for human review with the contract trace already pulled. Blocked claims never settle by accident. Every decision carries a per-rule trace, OPAIS sync timestamp, and policy document URI — replayable 12 months later for any HRSA audit.
The Validation Engine

11 rules. Every claim. Before payment.

A deterministic rule engine that runs in fixed order on every chargeback line. Decisions are persisted with full rule trace, OPAIS sync timestamp, ruleset version, and policy document URI. Replayable 12 months later.

R-01

Quantity non-negative

Claimed quantity must be ≥ 0 units. Structural validation — catches malformed EDI 844 lines before they touch business logic.

Hard fail
R-02

Product cross-reference

NDC11 must exist in product master and cross-reference to at least one active contract. Catches unsupported products and NDC substitutions.

Hard fail
R-03

Contract active on transaction date

The referenced contract must be in force on the date of the underlying resale transaction. Catches claims against expired or not-yet-effective agreements.

Hard fail
R-04

Customer eligible (HRSA OPAIS / GPO roster)

For 340B claims: covered entity must be active in HRSA OPAIS on the transaction date — daily auto-poll. For GPO: customer must be on the current roster with valid effective date. Catches terminated CEs and lapsed memberships.

Hard fail
R-05

Contract pharmacy authorization

For 340B claims: dispensing pharmacy NPI must appear on the covered entity's authorized contract pharmacy roster. Catches unauthorized dispensing locations — a leading HRSA audit finding.

Hard fail
R-06

Manufacturer 340B policy compliance

Dispense must comply with manufacturer's published 340B policy (quantity limits, eligible product list, covered-entity type restrictions). Policy document URI stamped on every decision.

Hard fail
R-07

Duplicate Medicaid discount (SDUD)

Claim must not appear on State Medicaid SDUD file for the same dispense event. Uses state-level data (90–135 day rolling window) with annual federal SDUD backstop. Catches the duplicate-discount prohibition violation.

Soft — flag
R-08

IRA × 340B nonduplication (Jan 2026)

For the first 10 IRA-negotiated drugs: claim must not also appear as a Medicare MFP-eligible transaction. CMS will not deduplicate through the Medicare Transaction Facilitator — this is now the manufacturer's obligation.

Soft — flag
R-09

Quantity supported by resale

Claimed quantity must be supported by confirmed resale (EDI 867 indirect sales report) within ±30 days, oldest resale first (FIFO depletion). Partial approval when resale supports only a portion.

Soft — partial
R-10

Claimed price within contract tolerance

Claimed unit price must be within configurable tolerance (basis points) of the active contract price rule for the NDC on the transaction date. Catches pricing drift between wholesaler's price master and your contract.

Soft — partial
R-11

Claim amount calculation & GL disposition

Terminal rule: calculates approved amount, generates APPROVE / PARTIAL / REJECT / PEND decision, produces EDI 849 response, and creates a FinancialEvent (credit memo) for approved amounts ready for ERP posting.

Terminal
Before & After

What changes on Day 31.

Most pharma manufacturers run chargeback reconciliation with a team of 3–5 analysts, a shared drive of contracts, and a quarterly reconciliation sprint. Here's what Phase 1 go-live actually changes.

Before Nteli

Manual EDI 844 download — analyst pulls files from wholesaler SFTP, maps to contract price, flags errors by hand in Excel
18-day average cycle — overbilling discovered at quarterly reconciliation sprint, 60–90 days after payment
340B checked in monthly batch — OPAIS verification is manual; terminated covered entities receive credits retroactively
Contracts in SharePoint, email, heads — same product carries different prices depending on who asked or which system queried
Audit prep is a multi-week project — who approved what, at which contract price, on which date is reconstructed from email threads
IRA × 340B tracked in a separate spreadsheet — or not tracked at all, creating exposure for the new Jan 2026 mandate

After Nteli — Day 31

EDI 844/867 processed on arrival — 11-rule engine runs on each line immediately, OPAIS synced daily, 89% auto-validated
2.1-day average cycle — exceptions routed immediately with contract trace pulled; same-day dispute generation for clear rejections
OPAIS polled daily, per-transaction — terminated CEs caught at the gate; no retroactive credits issued
Contracts as queryable data — one price library queried by quoting, fulfillment, claims, and SAP. Price changes propagate automatically.
Audit trail generated as a byproduct — every decision replayable 12 months later with per-rule trace, ruleset version, and policy document URI
IRA × 340B handled in the same engine — R-08 joins claim-level data against CMS MFP eligibility. No separate process, no spreadsheet.
Who does what

Know who to call for what.

This market has software vendors, rebate processors, CE-side tools, and one advisory firm that deploys inside your infrastructure pre-payment. Understanding where each sits helps you make the right call — including when to use us alongside something you already have.

VendorBuyer sideWhen it runsWhat it producesStatus · Apr 2026
Nteli Manufacturer Pre-payment — before chargeback settles Approve / Partial / Reject + EDI 849 + GL posting. 11-rule trace. Replayable for HRSA audit. Mid-market focus
Kalderos (Discount Hub) Manufacturer + CE Post-payment collaborative validation "Good faith" suspected duplicate finding; manufacturer takes to CE for resolution Active growth
Kalderos (340B Pay) Manufacturer Rebate model processing Rebate-model platform — was their bet on the rebate pilot Pilot vacated Feb 2026
Beacon Channel Mgmt (BRG) Manufacturer Rebate processing (designated platform) Rebate processing for the 8-manufacturer pilot — now in limbo Pilot vacated Feb 2026
Model N (340B Vigilance) Manufacturer Enterprise GTN platform module Contract pricing + chargeback module in a broader platform Large-cap only (Vista PE)
Vistex Manufacturer SAP-native GTN Complete GTN + chargeback suite, SAP-dependent SAP installed-base
Second Sight (340B ESP) Both Submission utility Chargeback claims submission — not a decision engine 8+ manufacturers
Craneware / Cervey Covered entity CE-side compliance & audit readiness Hospital/health system 340B compliance — not manufacturer-side CE side only

The mid-market manufacturer-side advisory position — real-time pre-payment validation, audit-grade trace, deployed in your infrastructure — is not currently occupied by a focused firm. April 2026.

Who we work with

Built for mid-market manufacturers.

Large-cap manufacturers have Model N and Vistex. Mid-market and lower has no credible incumbent option — and the compliance burden is identical. If your revenue falls in the band below, we know your situation before the first call.

~200
US mid-market pharma manufacturers ($200M–$5B revenue) with material 340B exposure — our addressable sweet spot
25–40%
Typical 340B utilization as % of units for specialty oncology and rare disease manufacturers in the lower mid-market
$80K–$220K
Typical Phase 1 engagement fee — scoped to your distributor count and compliance gap, typically recovered within the first two quarters
$140B
CBO midpoint forecast for 340B program by 2030 if no statutory changes — from $81.4B today. Growing 5× faster than overall pharma revenue.

Companies in this profile

Lower mid-market ($200M–$1B) specialty manufacturers with active 340B exposure, small compliance teams, and no deployed incumbent platform. We've done the research — 10-K filings disclose channel structure and government pricing exposure clearly.

Acadia Pharmaceuticals ($850M, CNS/oncology)
Blueprint Medicines ($479M, rare immunology)
Catalyst Pharmaceuticals ($470M, rare neuromuscular)
Harmony Biosciences ($700M, narcolepsy/rare neuro)
Axsome Therapeutics ($390M, CNS)
Travere Therapeutics ($340M, rare kidney)
Krystal Biotech ($320M, rare dermatology)
Insmed ($340M, pulmonary rare disease)
+ 17 more in the $200M–$1B band

All public — 10-K filings disclose channel structure and government pricing exposure.

Regulatory coverage

Built for pharma's compliance stack.

Every workflow is designed around the control requirements your auditors, HRSA, CMS, and OIG expect. SOX-grade audit trail generated as a byproduct of running — not bolted on after the fact.

RequirementScopeNteli handlingStatus
340B chargeback validation (EDI 844/849) All wholesalers 11-rule engine at line level; EDI 849 response generated per claim; per-rule trace replayable 12 months Automated
340B Covered Entity eligibility (HRSA OPAIS) All 340B claims Daily OPAIS poll; per-transaction eligibility check on date of dispense; terminated CEs flagged at gate Automated
Contract pharmacy authorization 340B contract pharmacy programs Pharmacy NPI validated against CE-authorized roster; unauthorized dispensing locations blocked Automated
Duplicate Medicaid discount (42 CFR) All 340B claims State SDUD match (90–135 day rolling window) + annual federal SDUD backstop reconciliation Controlled
IRA × 340B nonduplication (CMS) 10 IRA-negotiated drugs, Jan 2026+ R-08 joins claim-level data against CMS MFP eligibility; same engine as duplicate-discount check Controlled
GPO contract price waterfall GPO membership contracts Multi-tier price selection; roster effective date management; class-of-trade pricing per contract Automated
ASC 606 / Revenue Recognition Chargebacks, rebates, returns 14 canonical GL journal entry templates; credit memos from approved decisions; ERP posting with contract reference Automated
SOX IT General Controls All financial transactions SoD enforcement on approval workflows; period lockdown; SHA-256 audit trail per event Included
SOC 2 Type II readiness Platform-wide Evidence package included; customers typically certify within 6 months of go-live Included
How to start

Three diagnostic entry points.

Each diagnostic is fixed-fee, scope-defined, and ends with a real deliverable. Start with the buyer who feels the pain first. Most manufacturers eventually engage all three — because the architecture works as a system, not as parts.

30-day diagnostic · For commercial leaders & channel ops

Channel Allocation Diagnostic

Distributor forecasting accuracy. 340B-eligible allocation efficiency map. Distributor scorecards across your channel (which channels handle 340B cleanly, which are creating risk). Identifies where channel restriction is leaking and where it's blocking unnecessary exposure.

Duration: 30 days Buyer: Commercial leader, channel ops Output: Distributor scorecard + allocation efficiency report
Start →
90-day audit · For commercial ops & finance

Contract & Pricing Audit

Contract inventory across 340B, GPO, wholesaler, ship-and-debit. Pricing-drift analysis showing where margin leaks across channels or acquired entities. Settlement-lag report measuring the finance handoff debt between commercial and AP.

Duration: 90 days Buyer: Commercial ops, finance, legal Output: Contract gap report + pricing-drift map
Start →
30-day audit · For channel finance & compliance

Chargeback Risk Audit (ClaimOne™)

Bring us 90 days of historical EDI 844s. The validation engine replays them and shows you exactly what your current process missed — duplicate-discount exposure, terminated CE credits, contract pharmacy violations, price tolerance overruns. 8 weeks. Pilot fee credits to first-year contract.

Duration: 30 days Buyer: Channel finance, compliance, regulatory Output: Duplicate-discount risk score + settlement-lag map + compliance gap report
Start →
Pricing

Fixed-fee deployment. No SaaS. No seats.

You pay once to deploy. No per-user fees, no monthly SaaS charges, no vendor lock-in. Your infrastructure, your data, your control. Annual support included.

Pharma Channel — Design Partnership

We're accepting 2–3 early design partners to co-build the pharma vertical. Early partners get a significantly discounted Phase 1, direct access to the founding team, and material input on the product roadmap. We learn your specific chargeback and compliance workflow in depth.

Phase 1 · Design Partner · Chargeback Engine
$60K–$120K
One wholesaler (McKesson, AmerisourceBergen, or Cardinal). One product line. One quarter parallel run. Includes EDI 844/867 ingestion, 11-rule validation engine, OPAIS sync, duplicate-discount detection, and EDI 849 response generation.
Phase 2 · Full Platform Deployment
$200K–$500K
All wholesalers, all product lines, full Contract Library, IRA × 340B module, Medicaid best-price accruals, complete GL integration, SOC 2 readiness package. Annual support included. 6–12 months end-to-end.
ROI framing: At $1B revenue with typical 340B utilization, expect $1.5M–$8M of annual unrecovered exposure — plus $200K–$600K in Big 4 consulting fees and 1.5 FTEs doing manual reconciliation. Phase 1 ARR is roughly 5–10% of first-year recovery surfaced. The math produces 6–20× ROI in year one, which the customer generates themselves once they see the pilot findings.
CFO-ready FAQ

The questions we get in the room.

No pharma customers yet — this is the honest answer and we won't pretend otherwise. Our first vertical is semiconductor & electronics. The pharma vertical is built: the validation engine exists, the EDI parsers work, the rule framework is running. We're looking for 2–3 design partners to co-build the pharma-specific wrappers (contract library UI, OPAIS integration, Medicaid SDUD adapters) with us. Early partners get a heavily discounted Phase 1 and significant roadmap input.
Those platforms handle Layers 1 and 2 of the validation stack well — contract pricing, GPO/IDN membership, basic eligibility. They were designed as contract-pricing engines, not 340B compliance engines. The four catches that leak through (OPAIS termination, contract pharmacy authorization, manufacturer policy enforcement, duplicate Medicaid) are 340B-specific edge cases that grew into multi-billion-dollar industry exposure since the contract pharmacy explosion of 2020 and the rebate-model vacatur in February 2026. Nteli sits alongside Model N, not instead of it — processing the chargeback after Model N approves it but before the credit memo posts to the GL. Additive, not competitive.
Kalderos and Nteli share an industry, not a product. Kalderos's Discount Hub is a post-payment collaborative validation platform — they find suspected duplicates after the chargeback was paid, often weeks later, and the manufacturer takes the finding to the covered entity for "good faith" resolution. Nteli validates before the chargeback pays, in seconds, on the manufacturer side, producing a reject-and-recapture that the manufacturer keeps. Different timing, different decision. Separately: Kalderos's 340B Pay product (their bet on the rebate model) was vacated by the district court on February 10, 2026. Nteli is the post-rebate-model alternative — chargebacks are what manufacturers have for the foreseeable future, and that's exactly the workflow we run.
For a manufacturer with $400M in revenue and 25–30% 340B utilization: 340B units dispensed are roughly 50K–75K per quarter. Industry non-compliance rate is 4–7%. At $500–$2,500 average chargeback discount on specialty product, that's $1M–$5M per year in unrecovered exposure. Add the Big 4 consulting fee you pay to find some of it ($200K–$600K/yr) plus 1.5 FTEs in trade ops doing manual reconciliation (~$200K loaded). Total addressable exposure including labor: $1.5M–$6M per year. The more pointed question is whether your current process catches OPAIS terminations on the day they happen — most trade finance teams cannot answer that with certainty.
No — and they're not paid to. A wholesaler's role is logistics: storage, distribution, billing. Their EDI system does structural validation (NDC exists, contract number exists, format is correct), class-of-trade pricing lookup, and basic customer-master matching. Wholesalers do not sync with HRSA OPAIS for covered-entity status changes, validate contract-pharmacy authorization rosters, enforce manufacturer-specific 340B policies, or cross-check state Medicaid SDUD for duplicate discounts. The wholesaler's economic incentive is to push volume. The manufacturer bears the compliance risk. That's the structural reality of the chargeback model — and it's exactly why the rebate-model fight happened in 2024–2025.
As of January 1, 2026, manufacturers must charge covered entities the lower of the IRA Maximum Fair Price or the 340B ceiling price for the first 10 CMS-negotiated drugs. CMS will not deduplicate through the Medicare Transaction Facilitator — the deduplication burden is on the manufacturer. In practice: when a 340B-eligible Medicare patient gets one of these drugs, the manufacturer must (1) identify the transaction, (2) determine whether 340B or MFP is lower, (3) provide the lower price, and (4) document that no duplicate discount was paid through both channels. Nteli handles this in Rule R-08 of the same engine that handles chargeback validation — same data architecture, one additional rule. Book a call to discuss how it applies to your product portfolio.
Yours. Always. We deploy into your AWS, Azure, GCP, or on-prem environment. Your PHI/PII never leaves your infrastructure. This matters enormously for pharma — you control the data, you control the audit, and you don't have another SaaS vendor in your SOC 2 and risk register. Every contract includes a full data-portability clause: you can pull your complete decision log as JSON or CSV at any time.
We're ERP and CRM agnostic. Our canonical 28-entity data model has adapters for SAP S/4HANA (SAP is the most common ERP in pharma — our settlement bridge posts credit memos directly to the SAP price master and AR modules), Oracle Fusion, NetSuite, and Dynamics 365. On the CRM side: Salesforce, Veeva CRM, and HubSpot. EDI partners: we ingest 844 (chargeback), 867 (indirect sales), 849 (response), and 852 (inventory) from all major wholesalers (McKesson, AmerisourceBergen, Cardinal) plus their GPO partners. If you're running a different system, we scope the adapter as part of Phase 1.

Ready to close the leak?

Book a 30-minute call. We'll map your chargeback workflow, identify your 340B exposure, and show you what the validation engine would have caught on your last 90 days of claims.

Book a 30-min call → Email us directly
Or start the Chargeback Risk Audit — bring us 90 days of EDI 844s. Pilot fee credits to first-year contract.